Terms and Conditions

https://www.habsns.com is operated by HABNS INC. These Terms and Conditions of Service (hereinafter “Terms and Conditions“) are applicable to your access of the HABSNS Web Site, and to your use of the services offered through the HABSNS Web Site. By using any of the services or products provided or serviced by HABSNS, you acknowledge that you have read, understood, and agree to be bound by our Terms and Conditions.

The present Terms and Conditions have last been modified on November 5th, 2019 and apply to all users.


HABSNS accepts payments by Visa, Mastercard and Paypal (which includes American Express). For amount exceeding C$100.00, HABSNS also accepts non-automated payments by check, Email Interac transfer, wire/bank transfer and direct deposits at a ROYAL BANK OF CANADA branch.

All payments must be made in Canadian dollars, unless stated otherwise. A first payment is required prior a service or a product delivery, and all following invoices must be paid in full prior to their due date. Chargebacks or bounced checks due to insufficient funds will incur additional fees of C$45.00, plus taxes.

Any amount paid exceeding the invoiced amount will be added to your account in the form of account credit to be used for future payments.

Refund Policy

You can request a refund within the context of HABSNS’ money-back guarantee by sending a written request by mail.

Refunds are only available during your product/service’s eligible refund period.

Refunds can only be issued using the same payment method for payments made by credit card or Paypal. Payments made by check, wire transfer or Interac Email Payments can only be refunded as credit on your account.

Pre-paid funds cannot be refunded after the initial money-back guarantee period.

Refunds will generally be issued by HABSNS within 15 days following the reception of your refund request, but some banks or credit card providers may incur additional delays before making those funds available to you again.

Trademarks and Copyrights

The names HABSNS Inc. and habsns.com as well as the logos associated with these names are trademarks owned by HABNS inc. Any use of these trademarks is strictly prohibited without the prior written consent of HABSNS. In addition, all names and trademarks belonging to third parties and appearing on the HABSNS Web Site are the property of their respective owners and may be used only with the consent of their respective owners.The HABSNS Web Site, along with its contents, including text, images and the selection and arrangement of its data, are protected by copyright © 2019, HABSNS ALL RIGHTS RESERVED.

You can view and download the information contained on the HABSNS Web Site for your personal use and not for commercial purposes. Any other use, modification or copying of the Site, in whole or in part, without HABSNS’ prior written consent is prohibited.

Applicable Law and Jurisdiction

This Agreement and its interpretation are subject to the laws of the province of Quebec and the laws of Canada applicable therein, without giving effect to any principles of conflicts of laws. The Parties must irrevocably submit all disputes arising out of this Agreement to the courts of the District of Montreal, Province of Quebec, including disputes regarding the Agreement’s interpretation and its effects.